 |
|
Home » Small Loan Program |
CAR TITLE LOAN PROGRAM DESCRIPTION
QUALIFICATIONS
» You must have a clear title.
» The Vehicle MUST have liability insurance.
» You need to be currently employed at the same place for six months or longer. *
» You need to have been at your current residence for six months or longer. *
*Items waived for military.
APPROVAL
Our approval process is based upon verification of the application information you provide. We do not check the major credit bureau’s, however we do share information with similar services.
Your loan amount will be up to 25 percent of the Kelly Blue Book trade in value. Maximum loan is $2500. Find out what your car is worth by looking at Kelly Blue Book online. Kelly Blue Book!!
For Car Title Loans over $500 you must have been at the same employment for more than 1 year and also been at the same residence for more than 1 year.
For Car Title Loans over $1000 you must have an open checking account.
SECURITY CHECKS (optional)
You have the options of leaving a security check with us. Should you not satisfy your account, per your loan agreement we will deposit your checks, versus repossessing your car.
WHAT TO BRING
» Your Drivers License
» Your Checkbook (optional)
» Your LAST pay stub
» Your LAST Bank Statement (optional)
» Your LAST phone bill
» Your Car Title
» Proof of Liability Insurance
» The Car
» An extra set of keys. (to be left with our company)
OPTIONS
Your initial loan period may be from 3 – 30 days.
At the end of your initial loan contract you may:
Come in on your due date and pay the full amount in cash, and have the lien removed from the title.
Pay the interest fees and extend the loan for an additional period of time. (3 – 30 days)
Other options are available, see your loan agreement for complete details.
|
|
|
|
