We offer two types of title loans: title installment loans and single payment title loans.
A title (installment) loan allows you to pay for your loan over a longer period of time than your traditional payday loan. Our title loan product allows you to repay the loan in scheduled payments that are generally equal in amount (first and last payment may vary slightly). At FastBucks, you may repay your title loan early, which will save you interest.
We also offer a single payment title loan product in store. For this product, your Title Loan will be due in 30 days. You may, at our discretion, have the option to pay off your loan in its entirety or just pay the refinance fees associated with it and keep your loan out for another 30 days. Our title loan products are flexible – you can borrow the money one time or over time. Available in UT, ID, NV, and NM.
Simply bring in a clear title with your name on it and a form of identification. We accept many types of identification: Driver’s License, Identification Card, Out of State ID, Mexican Matricula Card, Passport, or Government photo ID. We also accept many types of titles, including original titles, certified copies, salvage titles, and titles that have released liens signed off by another lender on the front. You will also need proof of income, residence. FastBucks may require a bank account on loans over a specific amount. If you bank online you can use our simplified verification system and avoid the hassle of paperwork. With this system, the only thing you need is the title and bank account information.
You may be able to borrow up to $25,000, depending on whether you choose an installment or single payment title loan, your income, various underwriting criteria, and state laws.
Absolutely! You get the money and you get to keep driving your car.
You will receive your approved loan amount in a check at the time of approval in store.
Yes, Title Loans are available for motorcycles, in store and the requirements are the same: clear title with your name on it and an ID. You may also need proof of income, residence, and FastBucks may require a bank account on loans over a specific amount. If you bank online you can use our simplified verification system and avoid the hassle of the added paperwork. With this system, the only thing you need is the title and bank account information.
Yes, your vehicle needs to be paid off to receive a Title Loan.
You will need to produce a title before a loan can be made at your local FastBucks Store. You may contact your local Motor Vehicle Department to replace your title. If you need help, just contact the local branch and they may help you obtain a copy.
You may apply at your local branch and both people must be present in the store to complete the process. When it comes time to sign the documents, the store will instruct you how to complete them.
The person named on the title will be the only person able to take out a loan or obtain credit services. If you recently bought your car and the title is not yet in your name, you will need to have the title transferred at the Motor Vehicle Department before applying for a loan or credit services. If the title includes the name of another person, such as your spouse, he or she will have to be present when you apply for the loan and credit services. If you have any questions just contact the local branch for help with this process.
No. Only one loan per person at a given time. FastBucks does allow a spouse to obtain an additional loan if it is secured by a different car.
You do not need to be employed, but you need to have some sort of income. You can be self-employed, or even receive income from some source other than an employer, but we will require that you to have some income to ensure your ability to repay the loan. You can be retired or even on disability. The key is to have a continuous and regular source of income.
You will need to bring a valid form of identification and a clear title to your local FastBucks branch. You may also need proof of income, residence, and FastBucks may require a bank account on loans over a specific amount. If you bank online you can use our simplified verification system and avoid the hassle of the added paperwork. With this system the only thing you need is the title and bank account information.
No. You will not be charged to apply for the Title Loan or any credit services, whether or not you are approved. Plus, with our satisfaction guarantee, you won’t be charged any interest or fees if you change your mind about the loan or our credit services within 24 hours.
For Title installment loans, payments will generally be due on consecutive pay periods, and the term (length) of the loan will vary by state. You will be informed of the payment due dates and amounts if your loan is approved.
For single payment title loans, your loan will generally be due in full on a payday not to exceed 30 days. Depending on state law, you may have the option to pay off your loan in its entirety or just pay the renewal fees associated with it and keep your loan out for another 30 days.
Check with your local branch to obtain the rules about payment.
Generally no more than one hour in the branch. Once approved, you will be given a check on the spot!
When the loan is due, you have the option to pay off the loan in full or, depending on state law, simply pay interest due and refinance the loan for another pay period. You will, of course, be responsible for additional fees and interest in connection with the refinanced loan. In addition, you may be required to repay a portion of the original principal amount of your loan in connection with each refinance (varies by state law according to single payment loans). Loan renewal payments must be received in-store by cash or certified funds and cannot be paid electronically.
If you repay your loan in full at any time, you will only be responsible for accrued interest on the outstanding principal through the date of repayment. So, if you pay off early, you will generally pay less interest.
You may return the money in cash that FastBucks loaned you and cancel the transaction within twenty-four (24) days of receiving your check. No questions asked and no fees.
Failure to make a timely payment on your loan or credit services transaction can have several consequences, including the following:
Online: To cancel the loan, you must deliver the proceeds from your loan in cash or certified check within 24 hours, or by close of the next business day, the greater of which is deemed by state law.
1. All loans subject to approval pursuant to standard underwriting criteria. Not all consumers will qualify for a loan or for the maximum loan amount applied for. Loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
2. Installment Loans are intended for customers who need more time to pay off their loan than provided by a single-payment Payday Loan. Individual payment amounts for an Installment Loan are smaller when compared to the single-payment Payday Loan for the same loan amount. The total sum of payments for an Installment Loan will be higher than a single-payment Payday Loan if you pay off the Installment Loan according to the payment schedule set forth in the associated loan agreement.
3. Title loans include different product terms and subject to different underwriting criteria. Title loans can be single or multi-payment.
4. Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to:
155 Technology Parkway, Suite 800
Norcross, GA 30092,
FastBucks is a leading retailer of financial services. In business since 1999, FastBucks focuses on serving consumers who seek an alternative to traditional banking relationships to gain convenient and immediate access to financial services.