What is an Installment Loan?

An Installment Loan allows you to pay a loan over a longer period of time than a traditional Payday Loan.2 The installment loans offered by FastBucks allow you to repay the loan in scheduled payments that are substantially equal in amount (first and last payment may vary slightly). At FastBucks, an installment loan may be repaid early, which may save you interest. Available in UT, ID, NV, and NM.

How do I apply for an installment loan?

To apply online, all you need to do is fill out our simple application. FastBucks paperless application process is convenient, secure and simple. Make sure you have your social security number and banking information handy while completing the application. You will need this information to complete the loan application. Our simplified application process allows you to spend far less time waiting on the branch verification process.

How much can I borrow?

Installment loans at FastBucks vary by state.4 If approved, the amount you may borrow will also depend upon your income and standard underwriting criteria.

When will I receive my funds?

If approved, and all information is verified you will receive a check the same day.1,3 For verification purposes, we may need to contact you by telephone. Applications received on a weekend or holiday may be verified the next business day due to bank or branch closures.

Do I need to be employed? Can I be retired?

You do not need to be employed, but you need to have some sort of income. You may be self-employed, or receive income from a source other than an employer, but we will require you to have the ability to repay the loan. You may be retired or on disability. The key is to have a source of income.

Is my personal information safe?

FastBucks values your privacy and internet safety. Click here to read our privacy policy.

Is there any cost to apply for the loan?

No. You will not be charged to apply for an installment loan, whether or not you are approved. Plus, every loan comes with a 24-hour Satisfaction Guarantee. So, if you change your mind about your loan, just return the principal in cash to the branch within 24 hours and pay nothing more.

When will the loan be due?

Installment loan payments will generally be due on consecutive pay periods, and the term (length) of the loan will vary by state. You will be informed of the payment due dates and amounts if your loan is approved.

When will I know whether or not I qualify for a loan?

The application system will notify the branch which in turn will notify you if you qualify for a loan upon completion of the application. The information in your application must be verified before funds are paid at the branch. It generally takes less than 1 hour at the branch, if all information on the application is correct.1,3 Verification may not occur on weekends or holidays due to bank or branch closures.

How do I repay my loan?

FastBucks offers a variety of convenient ways to pay on your loan. You may choice which way works best for your busy schedule. You may elect to have a transfer of funds initiated from your bank account on the day the payment is due (ACH) or you may choose to bring in your payments to a local branch. Payments in the branch are accepted in Cash, Certified funds and now through a Debit Card. We do not accept debit cards over the phone for your protection, as our calls may be monitored and recorded for quality assurance.

If I pay my loan early, how does that affect my finance charge?

If you repay your loan in full at any time, you will only be responsible for accrued interest and fees on the outstanding principal through the date of repayment.  So, if you pay off early, you will generally pay less interest.

What if I change my mind and decide I do not want the loan?

Every loan comes with a 24-hour Satisfaction Guarantee. So, if you change your mind about your loan, just return the principal in cash to the local branch within 24 hours and pay nothing more.

1 All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.

2 Installment loans are intended for customers who need more time to pay off their loan than provided by a single-payment Payday Loan. Individual payment amounts for an installment loan are smaller when compared to a single-payment payday loan for the same loan amount. The total of payments for an installment loan will be higher than a single-payment payday loan if you pay off the installment loan according to the payment schedule set forth in the associated loan agreement.

3 Loan funding requires verification of application information. Depending on our ability to verify this information, loan funding may be extended. All loans subject to approval pursuant to standard underwriting criteria.

4 Loan amounts vary based on state law and the amount you qualify for under our standard underwriting criteria.

Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to:

155 Technology Parkway, Suite 800
Norcross, GA  30092,

Why Choose FastBucks?

We make it easy to obtain cash when you need it most. FastBucks is a leading financial services provider, specializing in short-term consumer loans. In business since 1999, FastBucks focuses on serving consumers seeking alternatives to traditional banking relationships by gaining convenient, immediate access to financial services. We have served over 200,000 million customers.